How to budget
How to Budget with Orjar
A payday method you can finish in minutes. Decide where your money goes — then stay in control all month.
Step 01
Put your income in
Add salary, side hustle, or invoices the day money lands. Orjar plans from what you actually have this month — not a guess from last year.
Step 02
Split Living / Savings / Chop Life to zero
Give every naira a job across Living, Savings, and Chop Life until nothing is left unassigned. That is the payday ritual — allocate before the month runs off with your money.
Step 03
Give rent and goals a jar
Annual rent, school fees, and named goals get their own jars. Savings stops being leftover hope at month-end.
Step 04
Log spend so the plan stays true
Track Living and Chop Life against the buckets you set. When the bars stay honest, you stay in control.
When you are ready, you can activate a Live wallet that uses the same buckets. Start with the plan — that is how you stay in control.