Templates
Budgeting templates
Starting points by income type and seniority — entry to senior. Copy the split, then make it yours in Plan.
NYSC / first job
Corpers and first-paycheck earners building the habit before big income.
Living 55% · Savings 25% · Chop Life 20%
Entry-level salary
Early-career professionals on a fixed monthly paycheck.
Living 50% · Savings 30% · Chop Life 20%
Mid-level salary
Professionals with a stable salary and growing obligations.
Living 45% · Savings 35% · Chop Life 20%
Senior salary
Senior professionals and managers with higher take-home and family pressure.
Living 40% · Savings 40% · Chop Life 20%
Salary + side hustle
People with a main paycheck plus freelance or weekend income.
Living 45% · Savings 35% · Chop Life 20%
Freelancer / invoices
Creators and freelancers paid by project or invoice.
Living 40% · Savings 40% · Chop Life 20%
Business owner
Owners who mix personal cashflow with business draws.
Living 40% · Savings 40% · Chop Life 20%