Budgeting template
Senior salary
Senior professionals and managers with higher take-home and family pressure.
Sample income: ₦800,000+ / month
Living
40%
Savings
40%
Chop Life
20%
Higher income still disappears without a plan. Keep Living honest (including family obligations you will actually pay), then grow Savings jars and optional investments on top of the plan.
Rent jar
Fund rent and school-fee jars first; Chop Life stays capped so lifestyle does not silently eat Savings.