Budgeting template
Salary + side hustle
People with a main paycheck plus freelance or weekend income.
Sample income: Salary + irregular side income
Living
45%
Savings
35%
Chop Life
20%
Plan the salary to zero. Treat side hustle as bonus: emergency jar, rent catch-up, then Chop Life. Do not inflate Living on money that is not guaranteed next month.
Rent jar
Fund rent from salary first. Side income tops jars or Chop Life — never the other way around.