Budgeting template
Mid-level salary
Professionals with a stable salary and growing obligations.
Sample income: ₦350,000 – ₦600,000 / month
Living
45%
Savings
35%
Chop Life
20%
Give every naira a job before discretionary spend. Savings can split emergency, rent, and a medium-term goal jar.
Rent jar
Lagos / Abuja rent jars often need ₦80k–₦150k+ monthly — lock it as Living, not leftover hope.