Budgeting template
NYSC / first job
Corpers and first-paycheck earners building the habit before big income.
Sample income: ₦70,000 – ₦120,000 / month
Living
55%
Savings
25%
Chop Life
20%
Keep Living lean (transport, food, data). Push Savings into an emergency jar first. Chop Life stays small so the month does not run out early.
Rent jar
Start a small rent or “next city” jar — even ₦5k/month builds the muscle.